Hedge - Account Structure & 401K Fund List

Account Structure

Account	Size	Access	Control	Target
401K	~$668K	Vanguard only	Guidance (Henry executes)	Ride trends
Roth IRA	$92K	Full stocks/ETFs	Guidance (Henry executes)	20-30%/year
Trading	$3-20K (kept <$25K)	Full	Automated via Alpaca	Outsized returns

401K Available Funds (Vanguard)

Cash

• Federal Money Market Inv

Bonds

• Total Bond Market Index Adm
• High Yield Corp Adm
• Inflation-Protected Sec Adm (TIPS)
• Total Intl Bond Index Adm
• Interm-Term Bond Index ETF
• Long-Term Bond Index ETF
• Interm-Term Treasury Inv
• Interm-Term Treas Index ETF
• Long-Term Treasury Index ETF
• Wellesley Income Adm (balanced)

US Stocks - Broad

• Total Stock Market Index Adm
• 500 Index Adm (S&P 500)
• Growth Index Adm
• Windsor Adm (large value, active)

US Stocks - Size/Style

• Mid-Cap Value Index Adm
• Mid-Cap Growth Index Adm
• Small-Cap Index Adm
• Small-Cap Growth Index Adm
• Small-Cap Value Index Adm

International

• European Stock Index Adm
• Developed Mkts Index Adm
• Emerging Mkts Stock Idx Adm

Sectors (9 funds)

• Consumer Discretionary Index Adm
• Consumer Staples Index Adm
• Energy Index Adm
• Financials Index Adm
• Health Care Index Adm
• Industrials Index Adm
• Information Tech Index Adm
• Materials Index Adm
• Real Estate Index Adm

Target Date

• 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055, 2060, 2065, 2070, Income

Constraints

• 30-day holding period per fund (no rapid in/out of same fund)
• Monthly rebalancing is natural cadence

Tech Stack Decision

• Frontend: SvelteKit (consistent with MedSchools.ai)
• Backend: Python for trading engine (backtrader, ta-lib, pandas, Alpaca SDK)
• Database: Supabase
• Cache: Redis/Upstash if needed
• Hosting: Cloud (Vercel + Railway/Render for Python)
• Repo: Private GitHub